If you are having trouble making a new reset payment, we may be able to offer solutions.  We can in certain instances negotiate your rate and term if you can. 

A) Prove that this adjustment will a hardship that will likely result in a default situation

B) Prove you have income acceptable to lender to reduce interest and/or principle to an acceptable level

Also if you have a 2nd mortgage in a lot of instances we may be able to significantly negotiate the interest and principle amount down, if your late on your first.  Our fee for remediation is 1,500.00 upfront in certified funds, no refunds whether we are successful or not.  During our initial investigation we make every effort to act in good faith to determine if you are a good candidate that we will likely be successful with in order to not waste your money and time or ours.  So if your down a couple of months on your mortgage, give us a call or email.  We just may save your home and keep you in a payment you can afford.  Call 718 925-9471 or go on quickquote and send information and we will contact you.